Ripple CEO Brad Garlinghouse predicted that XRP could capture 14% of SWIFT's trading volume by 2030, boosting the altcoin's liquidity and price. Meanwhile, Circle's USDC stablecoin launch on the XRP Ledger (XRPL) presents a positive development for XRP's value, expanding usability in DeFi and infrastructure apps.

Garlinghouse emphasized liquidity as the core of XRP's potential to transform cross-border transactions faster than SWIFT. XRP's growing utility, including serving as gas fees for USDC transactions and payments, could substantially increase its total value locked on the network.

At the time of writing, XRP's price stands at $2.15, showing a 2% upsurge within 24 hours.